Do We Have To Split Our Child’s Medical Bills Or Does Child Support Cover That?

You are divorced (or have a child in common with the child’s parent), and you have a medical bill (due to a co-pay or a deductible). Does child support cover that?

Unreimbursed medical expenses are paid pro-rata and are separate and apart from child support payments. This means that the person paying for child support will pay both child support and a portion of the medical expenses.

The term “pro-rata”, means that each parent will pay their proportional share of the medical expenses based on their yearly income. For example, if one parent earns $100,000 and the other parent earns $50,000, then the parent earning $100,000 would pay 2/3 (two-thirds) and the other parent would 1/3 (one-third) of the medical bills. If both parents earn the same income, then each parent would pay 50% of the medical expenses.

Typically, the non-custodial parent does not have to pay for cosmetic medical expenses or for over-the-counter medicines.

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Some Motivational Quotes for Your Divorce

Going through a divorce may one of the hardest experiences you may have. There are many things you can do to help you get through a divorce. One of them is motivational quotes.

Here are a few of my favorite motivational quotes, I hope they help you.

“Even the darkest night will end and the sun will rise.” Victor Hugo

“The most common way people give up their power is by thinking they don’t have any” Alice Walker

“The way I see it, if you want the rainbow, you’ve got to put with the rain.” Dolly Parton

“It is never too late to become what you might have been.” George Eliot

“If you’re going through hell, keep going.” Winston Churchill”

“Fall down seven times, stand up eight” Unknown

“A ship is always safe at shore, but, that is not what it’s for.” Albert Einstein

“You can’t change how people treat you or what they say about you. All you can do is change how you react to it.” Ghandi

And here are just a few funny ones:

“I have never hated a man enough to give him his diamonds back.” Zsa Zsa Gabor

“Stephen Hawking is getting a divorce. That’s scary. If the smartest guy in the world can’t figure out women, we’re all screwed.” Jay Leno

“Arguing with a lawyer is like wrestling with a pig in mud. Sooner or later you realize they like it!”

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I’m Getting Divorced: Should I Keep The House Or Sell It?

For many married couples their greatest asset is the house they own. In a divorce, you may have the option to “buy-out” your spouse and therefore keep the house, or you can sell the house. In order to evaluate whether you should keep the house (that is buy-out your spouse) or sell it, here are a few things you need to keep in mind.

Do you have the funds to buy-out your spouse? If you don’t have the funds to buy-out your spouse, then the question of whether to keep or sell, may be a moot point. Similarly, if you have the funds, but, it by buying out your spouse, it will leave you “cash-poor”, it may not be a good idea to use your available funds to buy out your spouse.

  • Do you have the funds for any repairs or emergencies? Even if you have enough funds to buy-out your spouse, you also should have enough funds in reserve for any repairs or emergencies that may occur in the future.
  • If you need to obtain a mortgage to buy-out your spouse, can you afford the mortgage? You may qualify for a mortgage, but, that does not necessarily mean that you can actually afford to pay the mortgage ever month. Or if you pay the mortgage, you will have very little left over for any other funds.
  • Is a smaller home or a less expensive home a better idea? It may be better to sell the home and then buy a less expensive home. It is at least worth thinking about.
  • Are you only keeping the house for sentimental reasons? You may love the house and you may want to stay for sentimental reasons. Yet, it may be better to sell the house, despite its sentimental value.

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Going To Court: What You Should Wear

If you ever watch an old movie, you will see that anyone who went to court was dressed in a suit. Although, I’m not too sure how true that was in the so-called old days, I can tell you from experience, that what people wear to court today is vastly different. I’ve seen people go to court in outfits more fit for the beach. Although, it really should not matter what you wear, what you wear to court, does matter. So what should you wear when going to court?

When selecting what you should wear to court, the general rule is to look neat and not too flashy.

For Men: at a minimum you should wear “business casual”, that is dress pants and dress shirt, it may not be necessary to wear a tie. However, if you feel more comfortable wearing a tie, then I recommend that you do so. You should also wear dress shoes. You should not wear a lot of jewelry.

For Women: at a minimum, you should also wear “business casual”, a dress suit or pantsuit is fine. Most experts will also recommend a solid-colored blouse and conservative dress shoes.

In many ways, it is probably easier to tell you what not to wear, that list would include:

  • T-shirts
  • Sundress
  • Strapless dress
  • Exercise outfits
  • Sleeveless shirts (muscle shirts)
  • Shorts
  • Hats
  • Revealing tops
  • Short Skirts
  • Sneakers
  • Flip-Flop Sandals

David Badanes provides real-world and practical advice that will help you in your divorce. From what to wear to court to how to prepare for a complicated divorce case, David Badanes and the Badanes Law Office, will make sure you get the best advice.

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What Is A QDRO Or A DRO?

If you or your spouse has a pension, retirement plan, an IRA, 401(k), annuity, or any other type of retirement benefit, then you probably will need a QDRO or DRO to divide the retirement benefits.

A QDRO is short for “Qualified Domestic Relations Order” and a DRO is short for “Domestic Relations Order”. A QDRO and DRO are basically the same thing, the only difference is that a QDRO will be ‘qualified’ by the administrator of the retirement plan.

A QDRO/DRO is a type of court order, so it must be signed by a Judge. It allows a spouse to obtain a portion of the other spouse’s retirement benefits, without any tax implications or any type of early withdrawal fees. You need a QDRO/DRO because a retirement benefit can only be divided through a court order.

Typically, in the divorce, your attorney will arrange for a QDRO/DRO to be drafted by a third-party firm. Once the QDRO/DRO is drafter, your attorney will review it, to make sure it is correct. Depending on the QDRO/DRO, it may then have to be pre-approved by the administrator of the particular retirement plan. If it does have to be pre-approved, then that should be done as soon as possible, as many retirement plans can take a long time to grant the pre-approval. Once the QDRO/DRO has been pre-approved, or if no pre-approval is necessary, then the QDRO/DRO is submitted to the Court for the Judge’s signature. Usually, a QDRO/DRO will not be signed by a Judge until the divorce is completed and the Judgment of Divorce is signed.

Once the Judge signs the QDRO/DRO, it can then be submitted to the administrator of the retirement plan.

If you have questions about your retirement plan or your spouse’s retirement plan, and you are thinking of getting divorce, then call David Badanes and the Badanes Law Office.

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Are Character Witnesses Helpful In A Divorce?

Many of my clients will ask me if it helps to have a character witness in their divorce case. Here is some information that will help answer that question.

A character witness is a person who attests to another’s moral character, conduct and reputation in a court of law. Typically, character witnesses are used in criminal cases to verify the positive traits of the defendant.

However, in divorce cases character witnesses usually do not have that much of an effect. This is because in a criminal case, the effect of a character witness is to help to lessen a criminal punishment. In a divorce case, the Court is not weighing whether or not it should impose a harsh sentence, but, is weighing who should receive custody of a child. Furthermore, in a divorce case, both parents will be able to bring in character witnesses who will state that each parent is a “good parent.” Finally, the Court will realize that your character witness is most likely a family member or a close friend and will discount their testimony.

However, if the character witness can testify to events that they have actually seen (or perhaps heard) which reflects negatively on your spouse and/or positively on you, then the character witness may have more of an impact. Here, the character witness is not just stating that you are a good parent, but, they are testifying that they have seen you exhibit positive behavior or they have seen your spouse exhibit negative behavior.

Instead of using a relative or a close friend as a character witness, it may be better to call a teacher, one of the children’s coaches, or any neutral adult that can testify about what they have actually witnessed. These types of third-parties are viewed as more persuasive witnesses.
It is important to note that a character witness may backfire on you. Your spouse’s attorney is sure to cross-examine the witness and if the witness testifies to anything that may be viewed as negative to your case, that could weaken the witness’s testimony.

Another reason why a character witness may not be helpful, is that they may be a reluctant witness. You should also know that many times, a character witness, will not want to be bothered to having to come to court to testify.

When you are getting divorce, it is important to hire an attorney who knows what witnesses to call. David Badanes and the Badanes Law Office, P.C. have extensive trial experience and can help you in your divorce.

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How Divorce Affects Your Children’s College Education

If you are getting divorced or already divorced, your children may be going to college or will be going to college in their lifetimes. Here is what you need to know about how divorce affects your children’s college education.

Who picks which college the child goes to?

Typically, the child will choose which college he/she wants to attend. However, if the child wants to defer to the parents, then the custodial parent will get to choose which college the child attends.

Who pays for college?

If, in the divorce, you and your ex-spouse entered into an agreement regarding who pays for college, and how much that payment is, then the agreement will control.

If, the Court has to decide who pays for college, then there are a few factors the Court will consider in making that decision. In simple terms, if you or your spouse attended college, then most likely, the Court will make the parents pay for the child’s college education. Also, if the child has other attributes that makes the child a good candidate for college, then the Court will also most likely make the parents pay for the child’s college education.

How much do I have to pay for college?

Once again, if there was an agreement, then that agreement will dictate on how much each parent will pay for college. Typically, there will be an upper limit to how much you have to pay. That upper limit is the cost for the child to attend a SUNY school.

If there was no agreement, then the Court will decide how much each parent has to pay. In that instance, it is likely that Court will make each parent pay their pro-rata share of the child’s college expenses.

What about college tours?

These days, it is common for parents and their children to go on several tours of different colleges. Whether or not you go on a college tour with your child, will be something you should be able to work out with your child.

If you are getting divorce, there are several issues you will need to confront. David Badanes and the Badanes Law Office has the experience to guide you through these issues.

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